'Happy birthday, you are uninsured!'
Of those polled between ages 18 and 25, more than 75 percent agreed having health insurance is "very important," is "worth the money it costs" and is "something I need."
Overall, four in 10 young people cite cost as the biggest barrier to insurance, the foundation's poll found.
Young adults polled were about twice as likely as adults of all ages to believe they were healthy enough to forgo insurance. About 24 percent of those from 18-25 agreed with that statement.
A common rule of thumb is to get a policy worth 7 to 10 times your income. If one of you is a stay-at-home spouse, your policy should cover the cost of hiring people to run the household until retirement funds kick in or the kids are on their own
Health Insurance Solutions - Business & Family
Life Insurance, How Much?
A Health Insurance Marketplace is an online marketplace where individuals will be able to comparison shop for health insurance coverage, much the same way you shop for auto insurance online. A similar marketplace exists for businesses, and is called the Small Business Health Options Program (SHOP) Marketplace. States have been given the option to set up their own marketplace, partner with the federal government to run a marketplace, or let the federal government run the marketplace for them. In Michigan, we will operate with a Federally-Facilitated Marketplace (FFM).
Whether you're looking for insurance for yourself or your family, Blue Cross Blue Shield of Michigan and Blue Care Network have the coverage you want from the company you trust. Our site can help you get the health plan that best meets your needs, including plans available with office visits, prescription drug coverage, dental and maternity.
What kind of coverage can I get through the Marketplace or thru the Health Insurer's Below?
All plans offered through the Marketplace have to offer a set of essential benefits. These essential health benefits will include hospital, emergency, maternity, pediatric, drug, lab services, and other care. Annual deductibles will be capped at the amounts allowed for health savings accounts – currently nearly $6,000 for individual policies and $12,000 for family plans. Plans will be divided into four different types (bronze, silver, gold or platinum) based on the level of benefits.
How much will my health insurance cost through the Marketplace or thru One of the health insurers listed below?
That will depend on many factors including the type of plan you choose and what, if any, discounts you qualify for. Bronze and silver plans will be capped at 9.5 percent of your income for 300-400 percent of the federal poverty level, while the gold and platinum plans can cost no more than 12 percent of your income
What discounts can I qualify for?
You may qualify for discounts to help pay for premiums if your income is below 400% of the Federal Poverty Level. Read more about both the two types of subsidies available to qualifying individuals who purchase on the Marketplace: The Advanced Premium Tax Credit, and cost-sharing assistance. You may also qualify for programs such as Medicare, Medicaid, and the Children's Health Insurance Plan (CHIP).
Instant Health Care Quote Family/Individual
What is the Health Insurance Marketplace?
Proudly Providing Insurance Products to Ann Arbor, Canton, Chelsea, Dexter, Farmington Hills, Livonia, Northville, Novi, Plymouth, Royal Oak, Saline, Southfield, Troy, West Bloomfield, Wixom, Michigan Small Businesses For Over Twenty Years.
A3 has several affordable health insurance plans for Businesses & families. Our plans focus on choice, value, and great service.